Simplified Issue Life
What is Simplified Issue Life Insurance?
Simplified issue life insurance is a plan that you can get with;
No Medical Exam – Few health questions – Quick & Easy Issue
And the biggest advantage is that these plans accept more health issues than traditional plans for a reasonable premium. Sometimes these plans are even priced better when considering the health conditions. Keep in mind you are not guaranteed to get one of these plans, it is still based on your health conditions, but a lot of us can.
Most simplified issue life insurance plans have very generous build ( Height & Weight) limits. Another words if you are like me; too short for your weight, that’s OK!
When we talk about Quick & Easy Issue, some plans can be done over the phone or online and have an instant answer. Some are done with a paper application and you can still have your answer in days instead of weeks or months like in traditional life plans.
So for those of us that have some health issues, too short for our weight or want to get life insurance quickly then Simplified Issue Life Insurance is for you!
Remember the best life insurance plan for your family is the one you own when they need it.